8 Cost Cutting Phone Bill Tips and Tricks for 2015

8 Cost Cutting Phone Bill Tips and Tricks for 2015
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If you’re hooked to a phone contract that you haphazardly applied for, chances are very high that you may be paying more than what you need or what you’re using. Recent surveys back this claim citing that majority of mobile users in the UK are in fact spending billions of sterling pounds more on their phone bill than necessary.

If you’re hoping to save more money, there’s no better way to do it than to optimize your phone bill. Even if you just cut your phone bill just by 10%, you’re bound to reap huge savings by the end of the year. To kick off this money-saving project, below are tips and tricks that should work:

Assess your needs

The first step to optimizing your phone bill is by assessing your phone service needs. Take out those old phone bills and start comparing your usage per month. Doing so will help you get a more accurate average of your typical usage. If you current plan matches your needs, good. Otherwise, you will need to consider switching to a new plan to save money.

Switch to a new plan

When switching to a new plan, you obviously need to look for one that matches your call, text and data needs. At the same time, it’s also important not to be hasty when implementing this step. Remember that traditional contract plans usually last 24 months. By getting out of your contract before it’s up, you may end up paying a hefty amount in fees and related charges. Make sure you check with your provider if downgrading or upgrading to a different plan is an option.

Consider group plans

If you’re almost up with your plan and you’re ready to apply for a new one, you may want to consider group plans. Group plans are perfect if you’re looking to save money because the rates are usually cheaper than if you go solo. Fortunately, group plans are no longer just for family members. It now caters to any group of people, be it friends or colleagues, who have the same phone service needs.

Reconsider phone insurance

When you’re handset is fairly new, getting phone insurance makes perfect sense. With insurance to save the day in case of loss or damage, you basically have nothing to worry about when it comes to your phone. Phone insurance, however, is only financially sound when your handset is fairly brand new. Once your phone has significantly reduced in value, you might want to reconsider insurance. That will save you a few sterling pounds per month which add up over time.

Use free apps

One of the reasons why people overspend on their phone bill is due to customers exceeding their monthly allowance for call, text and data. To cut your phone bill cost, it makes sense to take advantage of free apps like Skype and FaceTime that lets you call for free. There are also other apps that let you send free texts as long as there’s Internet connection.

Reduce your data plan

A generous data plan is good but not always the best route financially. Getting more than what you need will only amp up your phone bill. Getting less than what you need will also do the same. The trick to saving money when it comes to your phone bill is to make sure you have the perfect data plan for your needs. Reduce if necessary to avoid overspending.

Use free WiFi if possible

Another way to save money is to use free WiFi whenever possible. Don’t rely on your data plan all the time if you want money. When you’re in a coffee shop, for example, that has a free network WiFi, take advantage and save your data allowance for later. This way, you avoid going over your monthly allowance allowing you to save money in the long run.

Call customer service

When it comes to saving money, every consumer must be vigilant. In the context of your phone plan, this means calling customer service for the latest promotions and offers. This is especially applicable for people who have been with their carriers for quite some time. Ask for promotions suitable for your situation and grab them if it means it will save you money over time.

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